|
ANZ Gold
|
18.99% p.a.
|
7.99% p.a.
6 months
|
0% 55 days
|
$87 p.a.
|
No rewards
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $87
- Free Overseas Travel and Medical Insurance
- Free 90-day Purchase Security Insurance
- You must have an income of over $50,000
- Balance transfer only available to new customers and no balance transfers between ANZ
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 18.99%. Cash advances have an annual interest rate of 20.74%.
Enjoy an interest rate (per annum) of 7.99% on balance transfers for up to the first 6 months. Once the 7.99% period ends you will be charged an annual interest rate of 18.99% on the transferred balance.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 18.99% on any purchases you make.
This credit card has an annual fee of $87 p.a.
You do not receive rewards on this card.
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ANZ Low Rate MasterCard
|
13.24% p.a.
|
0% p.a.
6 months
|
0% 55 days
|
$58 p.a.
|
No rewards
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $58
- Range of discounts and vouchers
- 24/7 monitoring of suspicious transactions
- No reward scheme available
- Balance transfer only available to new customers and no balance transfers between ANZ
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 13.24%. Cash advances have an annual interest rate of 21.49%.
Enjoy an interest rate (per annum) of 0% on balance transfers for up to the first 6 months. Once the 0% period ends you will be charged an annual interest rate of 13.24% on the transferred balance.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 13.24% on any purchases you make.
This credit card has an annual fee of $58 p.a.
You do not receive rewards on this card.
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|
Aussie MasterCard
|
12.99% first 6 months (reverts to 12.79%)
|
2.99% p.a.
6 months
|
0% 55 days
|
$49 p.a.
|
No rewards
|
|
- Enjoy all the benefits of this card and pay $49 annual fee for the first year
- An initial balance transfer rate of 2.99% for the first 6 months
- A low interest rate of 12.99% for the first six months
- No balance transfers between Aussie cards
- You must have an income of over $50,000 p.a. for non-permanent Australian residents
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an interest rate of 12.99% for the first 6 months, then the rate reverts to 12.79% p.a. Cash advances have an annual interest rate of 19.49%.
Enjoy a rate of 2.99% on balance transfers for up to the first 6 months. Once the 2.99% period ends you will be charged an interest rate of 12.99% for the first 6 months, then the rate reverts to 12.79% p.a. on the transferred balance.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate of 12.99% for the first 6 months, then the rate reverts to 12.79% p.a. on any purchases you make.
This credit card has an annual fee of $49 p.a.
There are no rewards for this credit card.
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|
Bank of Queensland Gold Visa Card
|
20.24% p.a.
|
1.9% p.a.
9 months
|
0% 55 days
|
$120 p.a.
|
Travel, Shopping
|
|
- Enrollment into the Q Rewards® program
- Free International Travel Insurance
- Free Purchase Cover Insurance
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.24%. Cash advances have an annual interest rate of 20.74%.
Enjoy an interest rate (per annum) of 1.9% on balance transfers for up to the first 9 months. Once the 1.9% period ends you will be charged an annual interest rate of 20.24% on the transferred balance.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 20.24% on any purchases you make.
This credit card has an annual fee of $120 p.a.
You can earn up to 1.75 reward points for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services and shopping offers.
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|
Bank of Queensland Platinum Visa Card
|
20.24% p.a.
|
N/A
|
0% 55 days
|
$199 p.a.
|
Travel, Shopping
|
|
- Enrollment into the Q Rewards® program
- Free International Travel Insurance
- Free Purchase Cover Insurance
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.24%. Cash advances have an annual interest rate of 20.74%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 20.24%.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 20.24% on any purchases you make.
This credit card has an annual fee of $199 p.a.
You can earn up to 2 reward points for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services and shopping offers.
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|
Citibank BP MasterCard
|
20.89% p.a.
|
1.9% p.a.
12 months
|
0% 55 days
|
$79 p.a.
|
Cashback
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $79
- Earn a high 5% cashback rate for the first $600 a month on purchases at BP
- You must have an income of over $20,000
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.89%. Cash advances have an annual interest rate of 20.89%.
Enjoy an interest rate (per annum) of 1.9% on balance transfers for up to the first 12 months. Once the 1.9% period ends you will be charged an annual interest rate of 20.89% on the transferred balance.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 20.89% on any purchases you make.
This credit card has an annual fee of $79 p.a.
You can earn 5% cashback on purchases at BP or every day purchases earn you 0.5% cashback on the first $5,000 you spend.
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Citibank Clear Credit Card
|
11.99% p.a. for the first 12 months, 15.49% thereafter
|
0% p.a.
6 months
|
0% 55 days
|
$65 p.a.
|
Discounts
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $65
- Range of discounts and vouchers
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 11.99%. Cash advances have an annual interest rate of 21.24%.
Enjoy an interest rate (per annum) of 0% on balance transfers for up to the first 6 months. Once the 0% period ends you will be charged an annual interest rate of 21.24% on the transferred balance.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 11.99% on any purchases you make.
This credit card has an annual fee of $65 p.a.
You can receive a 25% discount on dining and shopping through Cit World Privileges at participating outlets.
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Citibank Clear Platinum Credit Card
|
11.49% p.a.
|
0% p.a.
6 months
|
0% 55 days
|
$49 for 1st yr, then $99 p.a.
|
Discounts
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $49
- Free purchase cover and extended warranty
- Range of discounts and vouchers
- You must have an income of over $50,000
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 11.49%. Cash advances have an annual interest rate of 21.24%.
Enjoy an interest rate (per annum) of 0% on balance transfers for up to the first 6 months. Once the 0% period ends you will be charged an annual interest rate of 21.24% on the transferred balance.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 11.49% on any purchases you make.
This credit card has an annual fee of $49 for 1st yr, then $99 p.a.
You can receive a 25% discount on dining and shopping through Cit World Privileges at participating outlets.
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Citibank Gold Card
|
20.74% p.a.
|
1.9% p.a.
12 months
|
0% 55 days
|
$149 p.a.
|
Travel, Shopping
|
|
- Free international travel insurance for you and your family
- Free purchase cover insurance
- Range of discounts and vouchers
- You must have an income of over $35,000
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.74%. Cash advances have an annual interest rate of 21.24%.
Enjoy an interest rate (per annum) of 1.9% on balance transfers for up to the first 12 months. Once the 1.9% period ends you will be charged an annual interest rate of 21.24% on the transferred balance.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 20.74% on any purchases you make.
This credit card has an annual fee of $149 p.a.
You can earn up to 1 reward point for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, cashback, entertainment and shopping offers.
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|
Citibank Platinum Credit Card
|
20.74% p.a.
|
3.9% p.a.
Life of balance transfer
|
0% 55 days
|
$250 p.a.
|
Travel, Shopping
|
|
- Access to a Personal Concierge
- Free international travel insurance for you and your family
- Range of discounts and vouchers
- You must have an income of over $50,000
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.74%. Cash advances have an annual interest rate of 21.24%.
Enjoy an interest rate (per annum) of 3.9% on the life of the balance transfer.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 20.74% on any purchases you make.
This credit card has an annual fee of $250 p.a.
You can earn up to 1 reward point for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, cashback, entertainment and shopping offers.
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|
Citibank Silver Credit Card
|
20.74% p.a.
|
2.9% p.a.
12 months
|
0% 55 days
|
$89 p.a.
|
Travel, Shopping
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $89
- Free purchase cover insurance
- Range of discounts and vouchers
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.74%. Cash advances have an annual interest rate of 21.24%.
Enjoy an interest rate (per annum) of 2.9% on balance transfers for up to the first 12 months. Once the 2.9% period ends you will be charged an annual interest rate of 21.24% on the transferred balance.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 20.74% on any purchases you make.
This credit card has an annual fee of $89 p.a.
You can earn up to 1 reward point for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, cashback, entertainment and shopping offers.
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|
CitiBusiness Gold Credit Card
|
20.49% p.a.
|
2.9% p.a.
9 months
|
0% 55 days
|
$74 for 1st year, then $149 p.a.
|
Travel, Shopping
|
|
- Access to a complimentary business concierge
- Free international travel insurance
- Range of discounts, vouchers and cashback rewards
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.49%. Cash advances have an annual interest rate of 20.99%.
Enjoy an interest rate (per annum) of 2.9% on balance transfers for up to the first 9 months. Once the 2.9% period ends you will be charged an annual interest rate of 20.99% on the transferred balance.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 20.49% on any purchases you make.
This credit card has an annual fee of $74 for 1st year, then $149 p.a.
You can earn up to 1.25 reward point for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, cashback, entertainment and shopping offers.
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|
Emirates Citibank Platinum Credit Card
|
20.74% p.a.
|
1.9% p.a.
12 months
|
0% 55 days
|
$229 p.a.
|
Emirates Skywards Miles
Special offer!
|
|
- One complimentary chauffeur driven ride per year
- One complimentary lounge pass for Emirates Lounge in Australia
- Range of discounts, vouchers and cashback rewards
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.74%. Cash advances have an annual interest rate of 20.74%.
Enjoy an interest rate (per annum) of 1.9% on balance transfers for up to the first 12 months. Once the 1.9% period ends you will be charged an annual interest rate of 20.74% on the transferred balance.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 20.74% on any purchases you make.
This credit card has an annual fee of $229 p.a.
Special offer (as of 13th August 2010); You can earn up to 3 Skywards Miles for every dollar you spend on retail purchases and up to 200,000 Miles can be earned per annum. You can redeem points for Emirates travel services. Previous offer; 1.5 Miles, up to 150,000 p.a.
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|
IMB Rewards MasterCard Gold
|
19.24% p.a.
|
2.9% p.a.
9 months
|
0% 55 days
|
$99 p.a.
|
Travel, Shopping
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $99
- Huge range of rewards; cashback, shopping vouchers and travel discount
- You must have an income of over $35,000
- No balance transfers between CUA and Citigroup
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.24%. Cash advances have a rate of 19.99% p.a.
Enjoy a balance rate of 2.9% for the first 9 months.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 19.24% on any purchases you make.
This credit card has an annual fee of $99 p.a.
You can earn up to 1 reward point for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers.
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|
St. George Platinum Credit Card
|
15.74% p.a.
|
3.99% p.a.
6 months
|
0% 55 days
|
$89 p.a.
|
Discounts
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $89
- Free shopping and travel insurances
- 24/7 access to the Personal Concierge Service
- No balance transfers between St.George or BankSA
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 15.74%. Cash advances have an annual interest rate of 21.24%.
Enjoy an interest rate (per annum) of 3.99% on balance transfers for up to the first 6 months. Once the 3.99% period ends you will be charged an annual interest rate of 15.74% on the transferred balance.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 15.74% on any purchases you make.
This credit card has an annual fee of $89 p.a.
You revcieve instant discounts and added extras with St.George Instant Benefits such as entertainment and shopping vouchers.
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|
St. George Vertigo MasterCard
|
12.49% p.a.for 6 months (then 12.49% p.a.)
|
2.99% p.a.
6 months
|
0% 55 days
|
$55 p.a.
|
Discounts
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $55
- Range of discounts through St.George Instant Benefits
- 24/7 monitoring of suspicious transactions
- No balance transfers between St.George or BankSA
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 12.49% for 6 months, then the interest rate moves to 12.24% p.a. Cash advances have an annual interest rate of 21.24%.
Enjoy an interest rate (per annum) of 2.99% on balance transfers for up to the first 6 months. Once the 2.99% period ends you will be charged an annual interest rate of 12.49% on the transferred balance.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 12.49% on any purchases you make.
This credit card has an annual fee of $55 p.a.
You receive instant discounts and added extras with St.George Instant Benefits such as entertainment and shopping vouchers.
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|
Suncorp Gold Credit Card
|
19.75% p.a.
|
1.9% p.a.
12 months
|
0% 55 days
|
$99 p.a.
|
Qantas Frequent Flyer
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $99
- Credit limits of up to $25,000
- Free International Travel & Purchase Cover Insurance
- You must have an income of over $35,000
- After 12 months months, balance transfers have a cash advance interest rate of 19.75% p.a.
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.75%. Cash advances have an annual interest rate of 19.75%.
Enjoy an interest rate (per annum) of 1.9% on balance transfers for up to the first 12 months. Once the 1.9% period ends you will be charged an annual interest rate of 19.75% on the transferred balance.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 19.75% on any purchases you make.
This credit card has an annual fee of $99 p.a.
You can earn up to 1 reward point for every dollar you spend and for an additional $19 per annum you can join the Suncorp Qantas Frequent Flyer and earn 2 Qantas Frequent Flyer points for every $3 spent. You can redeem points for travel services, entertainment and shopping offers.
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|
Suncorp Plus Credit Card
|
19.99% p.a.
|
1.9% p.a.
12 months
|
0% 55 days
|
$63 p.a.
|
Travel, Shopping
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $63
- Enrollment into the Suncorp Rewards program
- Free Purchase Cover Insurance
- You must have an income of over $20,000
- After 12 months months, balance transfers have a cash advance interest rate of 19.99% p.a.
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.99%. Cash advances have an annual interest rate of 19.99%.
Enjoy an interest rate (per annum) of 1.9% on balance transfers for up to the first 12 months. Once the 1.9% period ends you will be charged an annual interest rate of 19.99% on the transferred balance.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 19.99% on any purchases you make.
This credit card has an annual fee of $63 p.a.
You can earn up to 1 reward point for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers.
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|
St. George Amplify Credit Card
|
18.49% p.a.
|
0.99% p.a.
6 months
|
0% 55 days
|
$79 p.a.
|
Amplify Rewards
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $79
- Range of discounts through St.George Instant Benefits
- 24/7 monitoring of suspicious transactions
- No balance transfers between St.George or BankSA
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 18.49%. Cash advances have an annual interest rate of 20.49%.
Enjoy an interest rate (per annum) of 0.99% on balance transfers for up to the first 6 months. Once the 0.99% period ends you will be charged an annual interest rate of 18.49% on the transferred balance.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 18.49% on any purchases you make.
This credit card has an annual fee of $79 p.a.
- You receive instant discounts and added extras with St.George Instant Benefits such as entertainment and shopping vouchers.
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|
ANZ Frequent Flyer
|
19.49% p.a.
|
N/A
|
0% 44 days
|
$95 p.a.
|
Qantas Frequent Flyer
|
|
|
Up to 44 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.49%. Cash advances have an annual interest rate of 20.74%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 19.49%.
You will not be charged interest on any purchases for the first 44 days. Once the 0% period ends you will be charged an interest rate (per annum) of 19.49% on any purchases you make.
This credit card has an annual fee of $95 p.a.
You can earn up to 1 Qantas Frequent Flyer point for every dollar you spend and your points are not capped as long as your card stays active. You can redeem points for Qantas travel services.
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|
Virgin No Annual Fee Credit Card
|
16.95% p.a.
|
2.9% p.a.
6 months
|
0% 44 days
|
$0
|
No rewards
|
|
|
Up to 44 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 16.95%. Cash advances have an annual interest rate of 20.99%.
Enjoy an interest rate (per annum) of 2.9% on balance transfers for up to the first 6 months. Once the 2.9% period ends you will be charged an annual interest rate of 20.99% on the transferred balance.
You will not be charged interest on any purchases for the first 44 days. Once the 0% period ends you will be charged an interest rate (per annum) of 16.95% on any purchases you make.
This credit card has no annual fee.
There are no rewards for this credit card.
|
|
Virgin Flyer Credit Card
|
20.99% p.a.
|
6.9% p.a.
6 months
|
0% 44 days
|
$99
|
Travel, Shopping
|
|
|
Up to 44 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.99%. Cash advances have an annual interest rate of 20.99%.
Enjoy an interest rate (per annum) of 6.9% on balance transfers for up to the first 6 months . Once the 6.9% period ends you will be charged an annual interest rate of 20.99% on the transferred balance.
You will not be charged interest on any purchases for the first 44 days. Once the 0% period ends you will be charged an interest rate (per annum) of 20.99% on any purchases you make.
This credit card has an annual fee of $99
Earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2. Buy a Virgin Blue seat with your new card and we'll give you a second seat for free, up to 4 times a year including Blue Saver fares.
|
|
Citibank Citi Select Credit Card
|
20.74% p.a.
|
4.9% p.a.
Life of balance transfer
|
0% 55 days
|
$700 p.a.
|
Travel, Shopping, Cashback
|
|
|
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.74%. Cash advances have an annual interest rate of 21.24%.
Enjoy an interest rate (per annum) of 4.9% on balance transfers for up to the first Life of balance transfer. Once the 4.9% period ends you will be charged an annual interest rate of 21.24% on the transferred balance.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 20.74% on any purchases you make.
This credit card has an annual fee of $700 p.a.
You can earn up to 2 Citi Reward points for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services on Velocity Rewards (Virgin Blue and V Australia), Singapore Airlines KrisFlyer program and Asia Miles. You can also redeem points on cashback, entertainment, hotel and shopping offers.
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