HSBC is a global financial services company that is based in the United Kingdom.
Trading as the Hong Kong and Shanghai Banking Corporation since its inception in 1865, it became known as HSBC in 1990.
HSBC is currently the world’s largest banking and financial services group and the most profitable bank in the world. Servicing 128 million customers in 86 countries, HSBC is widely recognised as the most valuable global banking brand. HSBC began its Australian operations in 1965 and currently has a network of 35 branches across the country.
HSBC offers a range of credit cards for personal banking customers. HSBC credit card benefits include 0% balance transfers, 55 days interest free, low or no annual fees, reward programs, insurance on purchases and free additional cards.
- Click on table items to expand and learn more
- Select credit cards to add to your shortlist to see more in-depth comparison. Maximum of 4 cards at a time.
Credit Card |
Interest Rate |
Balance Transfer Rate |
Interest Free Days (up to) |
Annual Fee |
Rewards |
|
|
HSBC Credit Card
|
17.99% p.a.
|
0% p.a.
(for 6 months, 2% handling fee applies)
|
0% 55 days
|
$0 annual fee for the life of the card
|
No rewards
|
|
|
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 17.99%. Cash advances have an annual interest rate of 21.99%.
Enjoy an interest rate (per annum) of 0% on balance transfers for up to the first (for 6 months, 2% handling fee applies). Once the 0% period ends you will be charged an annual interest rate of 21.99% on the transferred balance.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 17.99% on any purchases you make.
This credit card has an annual fee of $0 annual fee for the life of the card
You do not receive rewards on this card.
|
|
HSBC Platinum Credit Card
|
19.99% p.a.
|
0% p.a.
(for 6 months, 2% handling fee applies)
|
0% 55 days
|
$129 p.a.
|
Travel, Shopping
|
|
|
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.99%. Cash advances have an annual interest rate of 21.99%.
Enjoy an interest rate (per annum) of 0% on balance transfers for up to the first (for 6 months, 2% handling fee applies). Once the 0% period ends you will be charged an annual interest rate of 19.99% on the transferred balance.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 19.99% on any purchases you make.
This credit card has an annual fee of $129 p.a.
You can earn up to 1 reward point for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services and shopping offers.
|
|
HSBC Premier Credit Card
|
19.99% p.a.
|
5.99% p.a.
|
0% 55 days
|
$0 HSBC Rewards Plus, $99 - HSBC Qantas Rewards
|
Travel, Shopping
|
|
|
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.99%. Cash advances have an annual interest rate of 21.99%.
Enjoy an interest rate (per annum) of 5.99% on balance transfers for up to the first . Once the 5.99% period ends you will be charged an annual interest rate of 21.99% on the transferred balance.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 19.99% on any purchases you make.
This credit card has an annual fee of $0 HSBC Rewards Plus, $99 - HSBC Qantas Rewards
You can earn up to 1 reward point for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services and shopping offers.
|
|
HSBC Classic Credit Card
|
20.50% p.a.
|
0% p.a.
(for 6 months, 2% handling fee applies)
|
0% 55 days
|
$59 p.a.
|
Travel, Shopping
|
|
|
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.50%. Cash advances have an annual interest rate of 21.99%.
Enjoy an interest rate (per annum) of 0% on balance transfers for up to the first (for 6 months, 2% handling fee applies). Once the 0% period ends you will be charged an annual interest rate of 21.99% on the transferred balance.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 20.50% on any purchases you make.
This credit card has an annual fee of $59 p.a.
You can earn up to 1 reward point for every dollar you spend on every day purchases (up to triple this amount with bonus partners). You can redeem points for travel services, entertainment and shopping offers.
|
|
HSBC Platinum Qantas Credit Card
|
20.99% p.a.
|
0% p.a.
(for 6 months, 2% handling fee applies)
|
0% 55 days
|
$199 p.a.
|
Travel, Shopping
|
|
|
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.99%. Cash advances have an annual interest rate of 21.99%.
Enjoy an interest rate (per annum) of 0% on balance transfers for up to the first (for 6 months, 2% handling fee applies). Once the 0% period ends you will be charged an annual interest rate of 20.99% on the transferred balance.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 20.99% on any purchases you make.
This credit card has an annual fee of $199 p.a.
You can earn up to 1 reward point for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services and shopping offers.
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