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The Commonwealth Bank is Australia’s second largest bank and provides a whole range of financial services to personal and business customers.

Founded in 1911 by the Australian government, the Commonwealth Bank was the first in the country to provide both savings and general banking services. The very first Commonwealth Bank branch opened in Melbourne in 1912 and since then over 1000 branches have opened across all Australian states and territories.

Due to its size and strong reputation, the Commonwealth Bank has an extensive range of credit cards to suit many different purposes. Commonwealth Bank credit cards include low rate, low fee and awards cards with several specifically designed for small business owners, corporate customers and students. All Commonwealth Bank credit cards contain benefits for users such as travel, shopping, security and preferential pricing benefits.

Credit Card	Interest Rate	Balance Transfer Rate	Interest Free Days (up to)	Annual Fee	Rewards
Commonwealth Bank Awards	20.49% p.a.	5.99% p.a. 5 months	0% 55 days	$89 p.a. (or $59 if conditions are met)	Travel, Shopping
Enjoy all the benefits of this card and pay a low annual fee of $89 Free Emergency Travel Assistance Range of discounts and vouchers Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.49%. Cash advances have an annual interest rate of 21.49%. Enjoy an interest rate (per annum) of 5.99% on balance transfers for up to the first 5 months. Once the 5.99% period ends you will be charged an annual interest rate of 21.49% on the transferred balance. You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 20.49% on any purchases you make. This credit card has an annual fee of $89 p.a. (or $59 if conditions are met) You can earn up to 1.5 reward points for every dollar you spend and you can earn up to 50,000 points per year. You can redeem points for travel services, entertainment and shopping offers.
Commonwealth Bank Gold Awards	20.49% p.a.	5.99% p.a. 5 months	0% 55 days	$144 p.a. (or $114 if conditions are met)	Travel, Shopping
Free international travel insurance Free Emergency Travel Assistance Enrollment into the Commonwealth Awards program Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.49%. Cash advances have an annual interest rate of 21.49%. Enjoy an interest rate (per annum) of 5.99% on balance transfers for up to the first 5 months. Once the 5.99% period ends you will be charged an annual interest rate of 21.49% on the transferred balance. You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 20.49% on any purchases you make. This credit card has an annual fee of $144 p.a. (or $114 if conditions are met) You can earn up to 1 reward point for MasterCard and 2 reward points American Express for every dollar you spend and you can earn up to 100,000 points per year. You can redeem points for travel services, entertainment and shopping offers.
Commonwealth Bank Low Fee	19.99% p.a.	5.99% p.a. 5 months	0% 55 days	$24 p.a. (or $0 if conditions are met)	No rewards
Enjoy all the benefits of this card and pay a low annual fee of $24 24/7 monitoring of suspicious transactions No reward scheme Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.99%. Cash advances have an annual interest rate of 21.49%. Enjoy an interest rate (per annum) of 5.99% on balance transfers for up to the first 5 months. Once the 5.99% period ends you will be charged an annual interest rate of 21.49% on the transferred balance. You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 19.99% on any purchases you make. This credit card has an annual fee of $24 p.a. (or $0 if conditions are met) You do not receive rewards on this card.
Commonwealth Bank Low Fee Gold	19.99% p.a.	5.99% p.a. 5 months	0% 55 days	$90 p.a.	No rewards
Enjoy all the benefits of this card and pay a low annual fee of $90 Free international travel insurance A range of complimentary shopping insurances No reward scheme Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.99%. Cash advances have an annual interest rate of 21.49%. Enjoy an interest rate (per annum) of 5.99% on balance transfers for up to the first 5 months. Once the 5.99% period ends you will be charged an annual interest rate of 21.49% on the transferred balance. You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 19.99% on any purchases you make. This credit card has an annual fee of $90 p.a. You do not receive rewards on this card.
Commonwealth Bank Low Rate	13.24% p.a.	5.99% p.a. 5 months	0% 55 days	$78 p.a.	No rewards
Enjoy all the benefits of this card and pay a low annual fee of $78 Complimentary additional card for a family member or friend No reward scheme Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 13.24%. Cash advances have an annual interest rate of 21.49%. Enjoy an interest rate (per annum) of 5.99% on balance transfers for up to the first 5 months. Once the 5.99% period ends you will be charged an annual interest rate of 21.49% on the transferred balance. You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 13.24% on any purchases you make. This credit card has an annual fee of $78 p.a. You do not receive rewards on this card.
Commonwealth Bank Low Rate Gold	13.24% p.a.	5.99% p.a. 5 months	0% 55 days	$120 p.a.	No rewards
Free international travel insurance A range of complimentary shopping insurances No reward scheme available Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 13.24%. Cash advances have an annual interest rate of 21.49%. Enjoy an interest rate (per annum) of 5.99% on balance transfers for up to the first 5 months. Once the 5.99% period ends you will be charged an annual interest rate of 21.49% on the transferred balance. You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 13.24% on any purchases you make. This credit card has an annual fee of $120 p.a. You do not receive rewards on this card.
Commonwealth Bank Platinum Awards	20.49% p.a.	5.99% p.a. 5 months	0% 55 days	$280 p.a. (or $250 if conditions are met)	Travel, Shopping
Free international travel insurance 24/7 access to a Personal Concierge service Enrollment into the Commonwealth Awards program Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.49%. Cash advances have an annual interest rate of 21.49%. Enjoy an interest rate (per annum) of 5.99% on balance transfers for up to the first 5 months. Once the 5.99% period ends you will be charged an annual interest rate of 21.49% on the transferred balance. You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 20.49% on any purchases you make. This credit card has an annual fee of $280 p.a. (or $250 if conditions are met) You can earn up to 1 reward point for MasterCard and 3 reward points American Express for every dollar you spend and you can earn up to 250,000 points per year. You can redeem points for travel services, entertainment and shopping offers.
Commonwealth Bank Student Card	19.99% p.a.	5.99% p.a. 5 months	0% 55 days	$0 annual fee for the duration of studies.	No rewards
Enjoy all the benefits of this card and pay no annual fee for the first year Card tailored for full time tertiary students Minimum card approval requirements No reward scheme available Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.99%. Cash advances have an annual interest rate of 21.49%. Enjoy an interest rate (per annum) of 5.99% on balance transfers for up to the first 5 months. Once the 5.99% period ends you will be charged an annual interest rate of 21.49% on the transferred balance. You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 19.99% on any purchases you make. This credit card has an annual fee of $0 annual fee for the duration of studies. You do not receive rewards on this card.

Look over the entire range of Commonwealth Bank cards to see what best suits your needs.

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