The Bendigo Bank merged with the Adelaide Bank in 2007 to create a publicly listed company that is owned by more than 82,000 shareholders. Bendigo Bank is the retail arm of this entity and it provides a range of banking services to individuals and small to medium businesses.
Bendigo Bank began as a building society in the Bendigo goldfields during the Victorian gold rush of the 1850’s. Initially founded to improve conditions in the goldfields, Bendigo Bank operated as a single office mortgage lender and deposit taker for 100 years before its expansion in 1978.
Bendigo Bank offers three credit cards for personal banking - the Bendigo Red, Basic Black and Gold credit cards. All three credit cards offer a wide range of features such as 44 - 55 days interest free on purchases, Bendigo rewards, low interest rates for cash advances and balance transfers and competitive interest rates on all cards.
- Click on table items to expand and learn more
- Select credit cards to add to your shortlist to see more in-depth comparison. Maximum of 4 cards at a time.
Credit Card |
Interest Rate |
Balance Transfer Rate |
Interest Free Days (up to) |
Annual Fee |
Rewards |
|
|
Bendigo Basic Black
|
11.99% p.a.
|
N/A
|
0% 44 days
|
$45 p.a.
|
No rewards
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $45
- Low cash advance rate of 11.99% p.a.
- Additional cardholders are free
Up to 44 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 11.99%. Cash advances have an annual interest rate of 11.99%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 11.99%.
You will not be charged interest on any purchases for the first 44. Once the 0% period ends you will be charged an interest rate (per annum) of 11.99% on any purchases you make.
This credit card has an annual fee of $45 p.a.
You do not receive rewards on this card.
|
|
Bendigo Gold
|
19.74% p.a.
|
N/A
|
0% 55 days
|
$85 p.a.
|
Travel, Shopping
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $85
- Enrollment into the Bendigo Rewards program
- Purchase travellers' cheques commission free at any Bendigo Bank Branch
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.74%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 19.74%.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 19.74% on any purchases you make.
This credit card has an annual fee of $85 p.a.
You can earn up to 6 reward points for every dollar you spend on selected bonus partners (you earn 1.5 reward points for every dollar you spend on on every day purchases). You can redeem points for travel services, entertainment and shopping offers.
|
|
Bendigo Red
|
19.74% p.a.
|
N/A
|
0% 44 days
|
$45 p.a.
|
Travel, Shopping
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $45
- Enrollment into the Bendigo Rewards program
- Additional cardholders are free
Up to 44 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.74%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 19.74%.
You will not be charged interest on any purchases for the first 44. Once the 0% period ends you will be charged an interest rate (per annum) of 19.74% on any purchases you make.
This credit card has an annual fee of $45 p.a.
You can earn up to 6 reward points for every dollar you spend on selected bonus partners (you earn 1.5 reward points for every dollar you spend on on every day purchases). You can redeem points for travel services, entertainment and shopping offers.
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