Established by the Government of Western Australia in 1895, Bankwest has undergone a number of transformations in its history. Originally formed to serve as a rural lender to Western Australia’s farming sector, Bankwest has a presence in most regions of Australia and has over 160 branches.
Bankwest became a wholly owned subsidiary of the Commonwealth Bank of Australia in December 2008. It was around this time that Bankwest established the “Happy Banking” initiative. The goal of this was to entice customers away from the ‘Big 4’ banks and to make banking a more positive experience.
With the backing of the CBA, Bankwest now offers a wide variety of banking products. Bankwest currently offers a range of credit cards including low rate, reward and no annual fee credit cards that are tailored to both personal and business use.
- Click on table items to expand and learn more
- Select credit cards to add to your shortlist to see more in-depth comparison. Maximum of 4 cards at a time.
Credit Card |
Interest Rate |
Balance Transfer Rate |
Interest Free Days (up to) |
Annual Fee |
Rewards |
|
|
Bankwest Business Large Rewards MasterCard
|
16.99% p.a.6 months
|
7.99% p.a.
6 Months
|
0% 55 days
|
$69 p.a.
|
Travel, Shopping
|
|
- One of Australia's lowest interest rates
- Enjoy all the benefits of this card and pay a low annual fee of $69
- Receive 6, bonus points after 6 months
- No balance transfers between Bankwest
There is an introductory annual interest rate of 16.99% for the first 6 months. After this period you will be charged an annual interest rate of 16.74% on all purchases and 20.99% on cash advances.
Enjoy an interest rate (per annum) of 16.99% on balance transfers for up to the first 6 Months. Once the 16.99% period ends you will be charged an annual interest rate of 16.74% on the transferred balance.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 16.74% on any purchases you make.
This credit card has an annual fee of $69 p.a.
You can earn up to 1.5 reward points for every dollar you spend and your points do not expire or capped as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers.
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Bankwest Business Low Rate MasterCard
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12.99% p.a.6 months
|
7.99% p.a.
6 months
|
0% 45 days
|
$39 p.a.
|
Optional
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $39
- One of Australia's lowest interest rates
- No reward point caps or points expiry
- No balance transfers between Bankwest
There is an introductory annual interest rate of 12.99% for the first 6 months. After this period you will be charged an annual interest rate of 12.74% on all purchases and 20.99% on cash advances.
Enjoy an interest rate (per annum) of 12.99% on balance transfers for up to the first 6 months. Once the 12.99% period ends you will be charged an annual interest rate of 12.74% on the transferred balance.
You will not be charged interest on any purchases for the first 45. Once the 0% period ends you will be charged an interest rate (per annum) of 12.74% on any purchases you make.
This credit card has an annual fee of $39 p.a.
Enrollment into the Business rewards program is an additonal $69 per annum. You can earn up to 1 reward points for every dollar you spend and your points do not expire or capped as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers.
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Bankwest Corporate MasterCard
|
16.99% p.a.
|
N/A
|
0% 50 days
|
$99 p.a.
|
Travel, Shopping
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $99
- Liability insurance to protect against employee card misuse
Up to 50 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 16.99%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 16.99%.
You will not be charged interest on any purchases for the first 50. Once the 0% period ends you will be charged an interest rate (per annum) of 16.99% on any purchases you make.
This credit card has an annual fee of $99 p.a.
You can earn up to 1.5 reward points for every dollar you spend and your points do not expire or capped as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers. Additional annual fees apply to reward program enrollment.
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|
Bankwest Lite Gold MasterCard
|
10.75% p.a.
|
5.99% p.a.
12 months
|
N/A
|
$89 p.a.
|
No rewards
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $89
- One of Australia's lowest interest rates
- Free airline travel and accident insurance protection
- No interest free days
- No balance transfers between Bankwest
You will be charged an annual interest rate of 10.75% on all purchases and 21.99% on all cash advances.
Enjoy an interest rate (per annum) of 5.99% on balance transfers for up to the first 12 months. Once the 5.99% period ends you will be charged an annual interest rate of 10.75% on the transferred balance.
There is no introductory purchases offer on this product and any purchases will incur 10.75% interest rate.
This credit card has an annual fee of $89 p.a.
You do not receive rewards on this card.
|
|
Bankwest Lite MasterCard
|
10.75% p.a.
|
5.99% p.a.
12 months
|
N/A
|
$59 p.a.
|
No rewards
|
|
- Enjoy all the benefits of this card and pay a low annual fee of $59
- One of Australia's lowest interest rates
- No interest free days
- No balance transfers between Bankwest
You will be charged an annual interest rate of 10.75% on all purchases and 21.99% on all cash advances.
Enjoy an interest rate (per annum) of 5.99% on balance transfers for up to the first 12 months. Once the 5.99% period ends you will be charged an annual interest rate of 10.75% on the transferred balance.
There is no introductory purchases offer on this product and any purchases will incur 10.75% interest rate.
This credit card has an annual fee of $59 p.a.
You do not receive rewards on this card.
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|
Bankwest Lite Platinum MasterCard
|
10.75% p.a.
|
5.99% p.a.
12 months
|
N/A
|
$120 p.a.
|
No rewards
|
|
- One of Australia's lowest interest rates
- Free airline travel and accident insurance protection
- Free purchase protection on any goods you buy
- No interest free days
- No balance transfers between Bankwest
You will be charged an annual interest rate of 10.75% on all purchases and 21.99% on all cash advances.
Enjoy an interest rate (per annum) of 5.99% on balance transfers for up to the first 12 months. Once the 5.99% period ends you will be charged an annual interest rate of 10.75% on the transferred balance.
There is no introductory purchases offer on this product and any purchases will incur 10.75% interest rate.
This credit card has an annual fee of $120 p.a.
You do not receive rewards on this card.
|
|
Bankwest More Gold MasterCard
|
18.99% p.a.
|
1.99% p.a.
9 months
|
N/A
|
$120 p.a.
|
Shopping, Wine
|
|
- Receive 10, Bonus Points when you activate your card
- Free airline travel and accident insurance protection
- Free purchase protection on any goods you buy
You will be charged an annual interest rate of 18.99% on all purchases and 21.74% on all cash advances.
Enjoy an interest rate (per annum) of 1.99% on balance transfers for up to the first 9 months. Once the 1.99% period ends you will be charged an annual interest rate of 18.99% on the transferred balance.
There is no introductory purchases offer on this product and any purchases will incur 18.99% interest rate.
This credit card has an annual fee of $120 p.a.
You can earn up to 1.5 reward points for every dollar you spend and you receive 10,000 bonus points when you activate the card. You can redeem points for shopping and wine offers.
|
|
Bankwest More MasterCard
|
18.99% p.a.
|
1.99% p.a.
9 months
|
N/A
|
$89 p.a.
|
Shopping, Wine
|
|
- Receive 5, Bonus Points when you activate your card
- Enjoy all the benefits of this card and pay a low annual fee of $89
You will be charged an annual interest rate of 18.99% on all purchases and 21.74% on all cash advances.
Enjoy an interest rate (per annum) of 1.99% on balance transfers for up to the first 9 months. Once the 1.99% period ends you will be charged an annual interest rate of 18.99% on the transferred balance.
There is no introductory purchases offer on this product and any purchases will incur 18.99% interest rate.
This credit card has an annual fee of $89 p.a.
You can earn up to 1.5 reward points for every dollar you spend and you receive 5,000 bonus points when you activate the card. You can redeem points for shopping and wine offers.
|
|
Bankwest More Platinum MasterCard
|
18.74% p.a.
|
N/A
|
N/A
|
$190 p.a.
|
Shopping, Wine
|
|
- Receive 15, Bonus Points when you activate your card
- Earn 2 points per dollar you spend on eligible purchases
- Free airline travel and accident insurance protection
You will be charged an annual interest rate of 18.74% on all purchases and 21.74% on all cash advances.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 18.74%.
There is no introductory purchases offer on this product and any purchases will incur 18.74% interest rate.
This credit card has an annual fee of $190 p.a.
You can earn up to 1.5 reward points for every dollar you spend and you receive 15,000 bonus points when you activate the card. You can redeem points for shopping and wine offers.
|
|
Bankwest Zero Gold MasterCard
|
1% p.a % p.a.
|
4.99% p.a.
12 months
|
N/A
|
$0 p.a.
|
No rewards
|
|
- Enjoy all the benefits of this card and pay $0 annual fee
- Low cash advance rate of 18.99% p.a.
- Free airline travel and accident insurance protection
- No balance transfers between Bankwest
You will be charged an annual interest rate of 1% p.a % on all purchases and 18.99% on all cash advances.
Enjoy an interest rate (per annum) of 4.99% on balance transfers for up to the first 12 months. Once the 4.99% period ends you will be charged an annual interest rate of 1% p.a % on the transferred balance.
There is no introductory purchases offer on this product and any purchases will incur 1% p.a % interest rate.
This credit card has an annual fee of $0 p.a.
You do not receive rewards on this card.
|
|
Bankwest Zero MasterCard
|
1% p.a% p.a.
|
4.99% p.a.
12 months
|
N/A
|
$0 p.a.
|
No rewards
|
|
- Enjoy all the benefits of this card and pay $0 annual fee
- Low cash advance rate of 18.99% p.a.
- No balance transfers between Bankwest
You will be charged an annual interest rate of 1% p.a% on all purchases and 18.99% on all cash advances.
Enjoy an interest rate (per annum) of 4.99% on balance transfers for up to the first 12 months. Once the 4.99% period ends you will be charged an annual interest rate of 1% p.a% on the transferred balance.
There is no introductory purchases offer on this product and any purchases will incur 1% p.a% interest rate.
This credit card has an annual fee of $0 p.a.
You do not receive rewards on this card.
|
|
Bankwest Zero Platinum MasterCard
|
1% p.a% p.a.
|
4.99% p.a.
12 months
|
N/A
|
$0 p.a.
|
No rewards
|
|
- Enjoy all the benefits of this card and pay $0 annual fee
- Low cash advance rate of 18.99% p.a.
- 24/7 concierge service to help you arrange travel, shopping and medical services
- No balance transfers between Bankwest
You will be charged an annual interest rate of 1% p.a% on all purchases and 18.99% on all cash advances.
Enjoy an interest rate (per annum) of 4.99% on balance transfers for up to the first 12 months. Once the 4.99% period ends you will be charged an annual interest rate of 1% p.a% on the transferred balance.
There is no introductory purchases offer on this product and any purchases will incur 1% p.a% interest rate.
This credit card has an annual fee of $0 p.a.
You do not receive rewards on this card.
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