ANZ is a major international financial and banking services group and is the third largest bank in Australia. With a history that spans over 170 years, ANZ is one of the oldest and most trusted banking organisations in the region.
Based out of Melbourne, ANZ currently operates in 25 countries. In 2008 ANZ was announced as the most sustainable bank globally by the Dow Jones Sustainability Index which rates and ranks sector leaders for corporate reliability.
ANZ offers over half a dozen credit card choices for personal use with features like low interest rates, low annual fees, low rate balance transfers, Frequent Flyer and reward programs. ANZ has also developed a range of credit cards specifically tailored towards businesses including; ANZ Business One Rewards, ANZ Business One Interest Free, ANZ Business One Low rate and ANZ Business One Cash rewards.
- Click on table items to expand and learn more
- Select credit cards to add to your shortlist to see more in-depth comparison. Maximum of 4 cards at a time.
Credit Card |
Interest Rate |
Balance Transfer Rate |
Interest Free Days (up to) |
Annual Fee |
Rewards |
|
|
ANZ Balance Visa
|
14.49% p.a.
|
2.9% p.a. 12 months
|
0% 55 days
|
$79 ($57 p.a. + $22 Rewards Program Fee)
|
Cashback, Shopping, Good Times
|


|
- Enjoy all the benefits of this card and pay a low annual fee of $79
- Range of vouchers and gift certificates
- 24/7 monitoring of suspicious transactions
- You must have an income of over $15,000
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 14.49%. Cash advances have an annual interest rate of 21.74%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 14.49%.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 14.49% on any purchases you make.
This credit card has an annual fee of $79 ($57 p.a. + $22 Rewards Program Fee)
You can earn up to 1 rewards points for every dollar you repay to your balance, including repayments to purchases, fees, interest, cash advances and repayments on balances transferred. You can redeem points for cashback, shopping vouchers and gift cards.
|
|
ANZ First Visa
|
0% p.a.
|
N/A
|
0% 44 days
|
$30
|
No rewards
|


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- Enjoy all the benefits of this card and pay a low annual fee of $30
- 24/7 monitoring of suspicious transactions
- Add 3 additional cardholders at no extra cost
- No reward scheme available
Special offer: 0% p.a. for the first 3 months (ends 13.03.2012). After this period you will be charged an annual interest rate of 19.24%. Cash advances have an annual interest rate of 20.99%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 0%.
You will not be charged interest on any purchases for the first 44 days. Once the 0% period ends you will be charged an interest rate (per annum) of 0% on any purchases you make.
This credit card has an annual fee of $30
You do not receive rewards on this card.
|
|
ANZ Frequent Flyer Platinum
|
19.74% p.a.
|
N/A
|
0% 55 days
|
$295 p.a.
|
Qantas Frequent Flyer
|


|
- Earn up to 1 Frequent Flyer point for every dollar you spend
- 24/7 monitoring of suspicious transactions
- If you are a non-permanent Australian resident you must have an income of $50,000
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.74%. Cash advances have an annual interest rate of 20.99%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 19.74%.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 19.74% on any purchases you make.
This credit card has an annual fee of $295 p.a.
You can earn up to 1 Qantas Frequent Flyer point for every dollar you spend and your points are not capped as long as your card stays active. You can redeem points for Qantas travel services.
|
|
ANZ Platinum
|
0% p.a.
|
N/A
|
0% 55 days
|
$0 for 1st year (reverts to $87)
|
No rewards
|


|
- Enjoy all the benefits of this card and pay a low annual fee of $0
- Free Overseas Travel and Medical Insurance
- Free 90-day Purchase Security Insurance
- You must have an income of over $50,000
Special offer: 0% p.a. for the first 6 months (ends 13/03/2012). After this period you will be charged an annual interest rate of 19.24%. Cash advances have an annual interest rate of 20.74%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 0%.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 0% on any purchases you make.
This credit card has an annual fee of $0 for 1st year (reverts to $87)
You do not receive rewards on this card.
|
|
ANZ Low Rate MasterCard
|
0% p.a.
|
N/A
|
0% 55 days
|
$58 p.a.
|
No rewards
|


|
- Enjoy all the benefits of this card and pay a low annual fee of $58
- Range of discounts and vouchers
- 24/7 monitoring of suspicious transactions
- No reward scheme available
Special offer: 0% p.a. for the first 3 months (ends 13/03/2012). After this period you will be charged an annual interest rate of 13.24%. Cash advances have an annual interest rate of 21.49%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 0%.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 0% on any purchases you make.
This credit card has an annual fee of $58 p.a.
You do not receive rewards on this card.
|
|
ANZ Rewards
|
19.74% p.a.
|
N/A
|
0% 44 days
|
$89 p.a.
|
Travel, Shopping
|


|
- Enjoy all the benefits of this card and pay a low annual fee of $89
- Range of discounts and vouchers
- 24/7 monitoring of suspicious transactions
- If you are a non-permanent Australian resident you must have an income of $50,000
Up to 44 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.74%. Cash advances have an annual interest rate of 20.99%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 19.74%.
You will not be charged interest on any purchases for the first 44 days. Once the 0% period ends you will be charged an interest rate (per annum) of 19.74% on any purchases you make.
This credit card has an annual fee of $89 p.a.
You can earn up to 1 reward point for every dollar you spend on every day purchases. You can redeem points for travel services, entertainment and shopping offers.
|
|
ANZ Frequent Flyer
|
19.74% p.a.
|
N/A
|
0% 44 days
|
$95 p.a.
|
Qantas Frequent Flyer
|


|
|
Up to 44 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.74%. Cash advances have an annual interest rate of 20.99%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 19.74%.
You will not be charged interest on any purchases for the first 44 days. Once the 0% period ends you will be charged an interest rate (per annum) of 19.74% on any purchases you make.
This credit card has an annual fee of $95 p.a.
You can earn up to 1 Qantas Frequent Flyer point for every dollar you spend and your points are not capped as long as your card stays active. You can redeem points for Qantas travel services.
|
|
ANZ Rewards Platinum
|
19.74% p.a.
|
N/A
|
0% 55 days
|
$149 p.a.
|
Travel, Shopping
|


|
|
Up to 55 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 19.74%. Cash advances have an annual interest rate of 20.99%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 19.74%.
You will not be charged interest on any purchases for the first 55 days. Once the 0% period ends you will be charged an interest rate (per annum) of 19.74% on any purchases you make.
This credit card has an annual fee of $149 p.a.
You can earn up to 1 reward point for every dollar you spend on every day purchases. You can redeem points for travel services, entertainment and shopping offers.
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