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American Express Credit Cards

Over the last century, American Express has become one of the most recognisable consumer financial services brands in the world.

Established in 1850 in New York City, the company began as an express mail and freight company. In 1882 American Express moved into the financial services sector after creating the very first traveller’s cheque. With the launch of the charge card in 1958 (charge cards differ from credit cards in that they need to have the balance paid in full each month) American Express began its successful entrance into consumer banking products.

Marketed from inception as a premium financial product and a status symbol, American Express credit cards are highly sought after by consumers all over the world. Best known for their iconic Gold and Platinum cards, American Express also offers credit cards that attract travel benefits, rewards, money back programs, no and low interest rates and incentives for business use.

  1. Click on table items to expand and learn more
  2. Select credit cards to add to your shortlist to see more in-depth comparison. Maximum of 4 cards at a time.
Credit Card
Interest Rate
Balance Transfer Rate
Interest Free Days (up to)
Annual Fee
Rewards

American Express Business Accelerator Credit Card

American Express Business Accelerator Credit Card

20.74%
p.a.

N/A

0%
55 days

$160
p.a.

Travel, Shopping

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  • Monthly statement includes a GST breakdown
  • Use your points to pay off the card
  • Earn 2 points to every $1 spent
  • You must have an income of over $24,000
  • Be an Australian citizen or a permanent resident
Up to 55 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.74%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 20.74%.
You will not be charged interest on any purchases for the first 55. Once the 0% period ends you will be charged an interest rate (per annum) of 20.74% on any purchases you make.
This credit card has an annual fee of $160 p.a.
You can earn up to 2 Membership Rewards points for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers.

American Express Gold Business Card

American Express Gold Business Card

N/A
Charge Card

N/A

0%
51 days

$169
p.a.

Optional

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  • Monthly statement includes a GST breakdown
  • Free Domestic and International Travel Cover
  • You must have an income of over $24,000
There are no set interest rates on this charge card, instead you pay the full balance every month.
There is no introductory balance transfer offer on this charge card.
You will not be charged interest on any purchases for the first 51. Once the 0% period ends you will need to pay the outstanding balance in full.
This credit card has an annual fee of $169 p.a.
Enrollment into the Ascent reward program is an additonal $80 per annum or the Choices reward program is $40 per annum. You can earn up to 1.5 Membership Rewards points for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers.

American Express Card

American Express Card

N/A
Charge Card

N/A

N/A

$80
p.a.

Optional

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  • Enjoy all the benefits of this card and pay a low annual fee of $80
  • Cover against online fraud
  • You must have an income of over $35,000
There are no set interest rates on this charge card, instead you pay the full balance every month.
There is no introductory balance transfer offer on this charge card.
There is no introductory purchases offer on this product.
This credit card has an annual fee of $80 p.a.
Enrollment into the Ascent reward program is an additonal $80 per annum or the Choices reward program is $40 per annum. You can earn up to 1.5 Membership Rewards points for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers.

American Express Business Card

American Express Business Card

N/A
Charge Card

N/A

0%
51 days

$109
p.a.

Optional

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  • Monthly statement includes a GST breakdown
  • Cover against online fraud
  • You must have an income of over $24,000
  • Supplementary cards cost $79 p.a.
There are no set interest rates on this charge card, instead you pay the full balance every month.
There is no introductory balance transfer offer on this charge card.
You will not be charged interest on any purchases for the first 51. Once the 0% period ends you will need to pay the outstanding balance in full.
This credit card has an annual fee of $109 p.a.
Enrollment into the Ascent reward program is an additonal $80 per annum or the Choices reward program is $40 per annum. You can earn up to 1.5 Membership Rewards points for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers.

American Express Gold Ascent Credit Card

American Express Gold Ascent Credit Card

0%
p.a.

N/A

0%
44 days

$0
p.a.

Travel, Shopping

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  • Enrollment into the American Express Membership Rewards program
  • Enjoy all the benefits of this card and pay $0 annual fee
  • Cover against online fraud
  • You must have an income of over $40,000
Special offer: 0% p.a. for the first 6 months. After this period you will be charged an annual interest rate of 20.74%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 0%.
You will not be charged interest on any purchases for the first 44. Once the 0% period ends you will be charged an interest rate (per annum) of 0% on any purchases you make.
This credit card has an annual fee of $0 p.a.
You can earn up to 1.5 Membership Rewards points for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers.

American Express Platinum Business Card

American Express Platinum Business Card

N/A
Charge Card

N/A

0%
51 days

$1200
p.a.

Travel, Shopping

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  • Free Business Expenses Insurance and Travel Insurance
  • Monthly statement includes a GST breakdown
  • Free Purchase and Refund Protection
  • You must have an income of over $75,000
  • Business must be running for 1 year
There are no set interest rates on this charge card, instead you pay the full balance every month.
There is no introductory balance transfer offer on this charge card.
You will not be charged interest on any purchases for the first 51. Once the 0% period ends you will need to pay the outstanding balance in full.
This credit card has an annual fee of $1200 p.a.
You can earn up to 1.5 Membership Rewards points for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers.

American Express Gold Card

American Express Gold Card

N/A
Charge Card

N/A

N/A

$169
p.a.

Optional

Add to shortlist

  • Enrollment into the American Express Membership Rewards program
  • Free international travel insurance
  • Free Purchase and Refund Protection
  • You must have an income of over $50,000
There are no set interest rates on this charge card, instead you pay the full balance every month.
There is no introductory balance transfer offer on this charge card.
There is no introductory purchases offer on this product.
This credit card has an annual fee of $169 p.a.
Enrollment into the Ascent reward program is an additonal $80 per annum or the Choices reward program is $40 per annum. You can earn up to 1.5 Membership Rewards points for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers.

American Express Platinum Card

American Express Platinum Card

N/A
Charge Card

N/A

N/A

$900
p.a.

Travel, Shopping

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  • Platinum card provides extensive travel and lifestyle benefits
  • No preset spending limits
  • You must have an income of over $100,000
There are no set interest rates on this charge card, instead you pay the full balance every month.
There is no introductory balance transfer offer on this charge card.
There is no introductory purchases offer on this product.
This credit card has an annual fee of $900 p.a.
You can earn up to 1.5 Membership Rewards points for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers.

American Express Platinum MoneyBack

American Express Platinum MoneyBack

20.49%
p.a.

N/A

0%
44 days

$99
p.a.

Cashback

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  • Enrollment into the American Express MoneyBack program
  • Free Purchase and Refund Protection
  • Enjoy all the benefits of this card and pay a low annual fee of $$99
  • You must have an income of over $40,000
Up to 44 days interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.49%. Cash advances have an annual interest rate of 20.49%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 20.49%.
You will not be charged interest on any purchases for the first 44 days. Once the 0% period ends you will be charged an interest rate (per annum) of 20.49% on any purchases you make.
This credit card has an annual fee of $99 p.a.
The card has a 5% introductory cashback rate for the first three months, which is capped at $300 for the first $6,000 you spend. After this period the cashback rate is 1% with no limit to your cashback.

American Express Qantas Business Card

American Express Qantas Business Card

N/A
Charge Card

N/A

0%
N/A days

$299
p.a.

Qantas Frequent Flyer

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  • Enrollment into the Qantas Frequent Flyer Program
  • Monthly statement includes a GST breakdown
  • Cover against online fraud
  • You must have an income of over $24,000
  • Best suited for company's with $2 to $200 million annual revenue
There are no set interest rates on this charge card, instead you pay the full balance every month.
There is no introductory balance transfer offer on this charge card.
You will not be charged interest on any purchases for the first N/A. Once the 0% period ends you will need to pay the outstanding balance in full.
This credit card has an annual fee of $299 p.a.
You can earn up to 1 Qantas Frequent Flyer point for every dollar you spend on everyday purchases or you can earn up to 2 Qantas Frequent Flyer points for every dollar you spend on selected Qantas services. You can redeem points for Qantas travel services and shopping offers.

David Jones American Express Card

David Jones American Express Card

20.49%
p.a.

N/A

0%
56 days

$99
p.a.

David Jones

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  • Earn David Jones shopping vouchers
  • Cover against online fraud
  • Free Purchase Protection
  • You must have an income of over $40,000
Up to 56 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.49%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 20.49%.
You will not be charged interest on any purchases for the first 56. Once the 0% period ends you will be charged an interest rate (per annum) of 20.49% on any purchases you make.
This credit card has an annual fee of $99 p.a.
You can earn up to 2 David Jones Gift Points for every dollar you spend and your points do not expire or capped as long as your card stays active. You can redeem points for travel services and a range of David Jones shopping offers.

Qantas American Express Classic Card

Qantas American Express Classic Card

20.49%
p.a.

N/A

0%
44 days

$149
p.a.

Qantas Frequent Flyer

Add to shortlist

  • Enrollment into the Qantas Frequent Flyer Program
  • Free Purchase and Refund Protection
  • Manage card online
  • You must have an income of over $35,000
Up to 44 interest free from the date the purchase is made, after this period you will be charged an annual interest rate of 20.49%.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 20.49%.
You will not be charged interest on any purchases for the first 44. Once the 0% period ends you will be charged an interest rate (per annum) of 20.49% on any purchases you make.
This credit card has an annual fee of $149 p.a.
You can earn up to 1 Qantas Frequent Flyer point for every dollar you spend and your points do not expire or capped as long as your card stays active. You can redeem points for Qantas travel services and shopping offers.

Qantas American Express Premium Card

Qantas American Express Premium Card

20.74%
p.a.

N/A

N/A

$249
p.a.

Qantas Frequent Flyer

Add to shortlist

  • Enrollment into the Qantas Frequent Flyer Program
  • Free Domestic and Overseas Travel Insurance
  • Free Purchase and Refund Protection
  • You must have an income of over $40,000
There are no interest free dates on purchases and you will be charged an annual interest rate of 20.74% from the purchase date.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 20.74%.
There is no introductory purchases offer on this product and any purchases will incur 20.74% interest rate.
This credit card has an annual fee of $249 p.a.
You can earn up to 1.25 Qantas Frequent Flyer points for every dollar you spend on everyday purchases or you can earn up to 2.25 Qantas Frequent Flyer points for every dollar you spend on selected Qantas services. You can redeem points for Qantas travel services and shopping offers.

Qantas American Express Ultimate Card

Qantas American Express Ultimate Card

20.74%
p.a.

N/A

N/A

$450
p.a.

Qantas Frequent Flyer

Add to shortlist

  • Enrollment into the Qantas Frequent Flyer Program
  • Free Domestic and Overseas Travel Insurance
  • Free Purchase and Refund Protection
  • You must have an income of over $65,000
There are no interest free dates on purchases and you will be charged an annual interest rate of 20.74% from the purchase date.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 20.74%.
There is no introductory purchases offer on this product and any purchases will incur 20.74% interest rate.
This credit card has an annual fee of $450 p.a.
You can earn up to 1.5 Qantas Frequent Flyer points for every dollar you spend on everyday purchases or you can earn up to 2.5 Qantas Frequent Flyer points for every dollar you spend on selected Qantas services. You can redeem points for Qantas travel services and shopping offers.

American Express Platinum Credit Card

American Express Platinum Credit Card

20.49%
p.a.

N/A

N/A

$395
p.a.

Travel, Shopping

Add to shortlist

 
There are no interest free dates on purchases and you will be charged an annual interest rate of 20.49% from the purchase date.
There is no introductory balance transfer offer on this card and any balance transfers will incur an interest rate (per annum) of 20.49%.
There is no introductory purchases offer on this product and any purchases will incur 20.49% interest rate.
This credit card has an annual fee of $395 p.a.
You can earn up to 1.5 Membership Rewards points for every dollar you spend and your points do not expire as long as your card stays active. You can redeem points for travel services, entertainment and shopping offers.

 

Latest News

US sues American Express

By Third Party, 6 October 2010

The Justice Department on Monday sued credit card company American Express for alleged anticompetitive practices while proposing a settlement with the two biggest credit card companies, MasterCard and Visa. read more